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Banking with Canadians, for Canadians

For more than 25 years we have helped families, students, newcomers and businesses reach their financial goals.

Join our teamRead customer stories
Advisor and client shaking hands

From one Ontario branch to coast to coast

Regular Point Credits opened its first branch on King Street in 1999 with a simple idea: banking should be clear, fair and personal. Today more than 1.2 million Canadians trust us with their everyday money and biggest goals.

1.2M+
Customers
180
Branches nationwide
4,500
Team members
$12M
Given to communities

Our mission and vision

They guide every product we build and every decision we make.

Our mission

To give every Canadian clear, affordable and secure financial tools, so they can save with confidence, borrow responsibly and build lasting wealth.

Our vision

A Canada where financial well-being is within reach for every household and business, in every community, coast to coast to coast.

The values we live by

Integrity

We do what is right, even when no one is watching.

Fairness

Clear pricing with no hidden fees or fine print.

Security

Your money and data are protected at every step.

Community

We invest in the neighbourhoods we serve.

Innovation

We keep improving how Canadians bank.

Inclusion

Banking in English and French, for every background.

Customer stories

Real Canadians, real goals. Here is how Regular Point Credits helped.

Small business team at work
“Regular Point Credits backed our second location when other lenders hesitated. We now employ 18 people in Winnipeg.”

Karen & Paul Wiebe, owners of Prairie Roast Cafe. Their business loan was approved in five days.

Read their story

“Regular Point Credits made buying our first home in Calgary feel manageable. Our advisor answered every question.”

Sarah M.
Calgary, AB

“As a newcomer, I opened my account before landing in Canada and built my credit from day one.”

Arjun K.
Vancouver, BC

“I opened a TFSA from my phone in ten minutes. Clear fees and no surprises.”

Amélie T.
Montréal, QC

Build your career with us

Join 4,500 people who help Canadians every day. We invest in your growth, health and balance.

Health and wellness

Extended health, dental and mental health support.

Learning budget

$3,000 a year for courses and certifications.

Flexible work

Hybrid options and generous parental leave.

Pension and savings

Employer-matched RRSP and share purchase plan.

Open positions

Mortgage Specialist

Toronto, ON
Full-timeApply

Branch Customer Advisor

Vancouver, BC
Full-timeApply

Fraud Analyst

Calgary, AB
HybridApply

Bilingual Contact Centre Agent

Montréal, QC
Full-timeApply

Student Co-op, Data Analytics

Ottawa, ON
Co-opApply

Don't see a fit? Email [email protected]. Regular Point Credits is an equal opportunity employer.

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Open an account online in about five minutes.

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