+1 (617) 336-6074   [email protected] EN | FR   Find a branch

Complete financial services under one roof

From daily banking to business growth, investing and protection, Regular Point Credits has the services you need in one trusted place.

Explore servicesTalk to an advisor

Everything you need, in one place

Pick a service to learn more, or speak with an advisor to build a plan.

Personal banking

Chequing, savings and everyday tools.

Learn more

Business banking

Accounts, payments and financing.

Learn more

Investing & wealth

TFSA, RRSP, GICs and portfolios.

Learn more

Insurance

Life, travel, home and loan protection.

Learn more

Cards & payments

Rewards cards and digital wallets.

Learn more

International

Send money and exchange currency.

Learn more

Mortgages

Buy, renew or refinance a home.

Learn more

Loans & credit

Personal, car, student and business loans.

Learn more

Digital banking

Bank anywhere with our app.

Learn more
Personal BankingEveryday banking

Personal Banking

Everyday money, simplified

Chequing, savings, overdraft protection and tools that help you manage daily life. Bank any way you like, in the app, online, by phone or in branch.

$0Monthly fee*
24/7Support
Freee-Transfers
  • No-fee chequing and high-interest savings
  • Overdraft protection and low-balance alerts
  • Direct deposit, pre-authorized debits and bill pay
  • Budgeting and spending insights in the app
Explore accounts
Business BankingSmall to mid-size

Business Banking

Everything your business needs to grow

Business chequing, merchant services, payroll, business credit and financing, plus a dedicated relationship manager who knows your industry.

25Free transactions/mo
Same-dayMerchant deposits
$500KFinancing up to
  • Multi-user access with approval controls
  • Merchant terminals, online and in-person payments
  • Payroll and accounting integrations
  • Business credit cards and lines of credit
Open business account
Investing and WealthTax-smart

Investing & Wealth

Grow your money with confidence

Start with a TFSA, RRSP or FHSA and build a portfolio with GICs, mutual funds, ETFs or a managed portfolio matched to your goals and comfort with risk.

$500To start
0.65%Managed portfolio fee
FreeRetirement plan
  • Self-directed and managed portfolio options
  • Registered accounts: TFSA, RRSP, RESP, FHSA
  • Automatic contributions and rebalancing
  • Retirement and education planning with an advisor
Start investing
Insurance and ProtectionPeace of mind

Insurance & Protection

Protect what matters most

Life, critical illness, travel, home and creditor insurance, so your family and your finances stay secure when life changes.

5 minsTo get a quote
$0Policy fee
Multi-policySavings
  • Term and permanent life insurance
  • Travel medical and trip cancellation
  • Home, tenant and auto insurance via partners
  • Loan and mortgage protection plans
Get a quote
Cards and PaymentsRewards

Cards & Payments

Pay your way and earn rewards

Choose cash back, travel or low-rate Visa credit cards, plus a free Visa debit card, tap-to-pay, Apple Pay and Google Pay.

2%Cash back*
$0First-year fee
0%Fraud liability
  • No foreign exchange fees on select cards
  • Instant card freeze and replacement
  • Interac e-Transfer and Interac Flash
  • Rewards redeemable for travel, cash or gift cards
Compare cards
International and CurrencyGlobal

International & Currency

Send money and travel without surprise fees

Send money to over 100 countries, hold US dollars and exchange currency at competitive rates. Perfect for newcomers, students and global families.

100+Countries
$0Wire fee*
USDAccount available
  • International wire and money transfers
  • Free US dollar chequing and savings
  • Order foreign currency for pick-up at a branch
  • Real-time exchange rate tracking
Send money abroad

Digital banking that never closes

Do more in the Regular Point Credits app and online banking: deposit cheques, pay bills, send e-Transfers, track spending and manage your cards in seconds.

Biometric sign-inMobile cheque depositInstant alertsCard freezeApple & Google Pay
Download on theApp Store Get it onGoogle Play
Paying with a phone and card

Bank the way you want

Mobile app

iOS and Android

Online banking

Secure access anywhere

Phone

24/7 support

Branches

12 across Canada

ATMs

100+ free ATMs

Get started in four steps

Choose a service

Pick what fits your needs.

Verify your identity

Secure and fast online.

Meet your advisor

Free, personalized guidance.

Start using it

Services are ready to go.

Service questions, answered

Most services, like investing, cards and international transfers, are available to Regular Point Credits clients. Opening an account takes about five minutes online.

Yes. Book an in-branch, phone or video appointment with an advisor at no cost.

Insurance products are provided by licensed insurance partners. Your advisor will explain coverage, exclusions and costs before you decide.

We use multi-factor authentication, encryption and 24/7 fraud monitoring. You can freeze your card instantly in the app.

Not sure which service is right for you?

Talk to an Regular Point Credits advisor for free, personalized advice.

Talk to an advisor

Get smarter with your money

One helpful email a month. Unsubscribe any time.