Chequing, savings, GICs, youth, student, registered and business accounts. Compare, choose and open online in minutes.
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Everyday banking without the fees
Pay bills, shop and send money with a chequing account built for daily life. Free Interac e-Transfer®, mobile cheque deposit and a Visa debit card come standard.
Highest rateMake your money work harder
Our high-interest savings account pays interest daily and lets you set goals for a home, a trip or a rainy day. No lock-in, and you can withdraw any time.
GuaranteedLock in a guaranteed return
Guaranteed Investment Certificates give you a fixed rate for a fixed term, from 30 days to 5 years. Your principal is protected, so you know exactly what you will earn.
Ages 0 to 17Teach smart money habits early
Help your child learn to save with a fun, safe account. Parents can set up allowances, view activity and move to a teen chequing account as they grow.
Newcomer friendlyStart strong in Canada
Studying or just arrived in Canada? Open a no-fee account before you land, build your credit with a starter card and send money home at low cost.
Save tax-smart for your future
Grow your savings tax-free in a TFSA, save for retirement with an RRSP, or save for your first home with an FHSA. Choose savings, GICs or managed portfolios.
Banking that grows with your business
From sole proprietors to growing corporations, get business chequing, merchant services, payroll and financing with a dedicated relationship manager.
Sample rates and fees for illustration. Rates subject to change.
| Account | Monthly fee | Interest | Minimum | Best for | |
|---|---|---|---|---|---|
| Chequing | $0* | 0.01% | $0 | Everyday spending | Details |
| Savings | $0 | 4.25% | $0 | Building an emergency fund | Details |
| Fixed deposit (GIC) | $0 | Up to 5.10% | $500 | Guaranteed growth | Details |
| Kids & Youth | $0 | 3.00% | $0 | Children under 18 | Details |
| Student & Newcomer | $0 | 0.01% | $0 | Students and new arrivals | Details |
| Registered (TFSA/RRSP/FHSA) | $0 | Up to 5.10% | $0 | Tax-smart saving | Details |
| Business | $0 to $30 | Varies | $0 | Companies and sole proprietors | Details |
*Fee waived with a minimum monthly balance or direct deposit. All eligible deposits are CDIC insured up to $100,000 per category. Interest rates shown are annual percentage yield and may change without notice.
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